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Rate trends
National weekly averages — informational market data, not an offer or a quote. Your rate depends on your credit, loan, and lender. Updated weekly when the source data releases (Thursdays for mortgage averages). The mortgage numbers come from Freddie Mac's Primary Mortgage Market Survey (PMMS), pulled through FRED, the Federal Reserve's public data service.
30-year fixed mortgage
—%
vs last week: —
National average · as of [date] · Freddie Mac PMMS via FRED
15-year fixed mortgage
—%
vs last week: —
National average · as of [date] · Freddie Mac PMMS via FRED
Federal funds rate
—%
vs last month: —
Effective rate · as of [date] · Federal Reserve via FRED
Lending news
Headlines link to the source — we don't republish articles.
- [Headline placeholder — filled weekly from Mortgage News Daily / HousingWire feeds, headline + link only] (source, date)
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What a rate change means for a payment: run it in the calculators →. Ready to shop? The mortgage shopping playbook →
Sources & attribution: 30- and 15-year fixed averages are Freddie Mac Primary Mortgage Market Survey® data, used with attribution, retrieved via the FRED® API (series MORTGAGE30US, MORTGAGE15US). Federal funds rate from the Federal Reserve via FRED (FEDFUNDS). This product uses the FRED® API but is not endorsed or certified by the Federal Reserve Bank of St. Louis. Figures are weekly national averages, not offers; check any lender for current quotes.
Reviewed by AI and James Mills, retired financial planner with Professional Designations (25-year career), former FL mortgage and real estate broker. Informational market data only.