What we publish and why you can trust it
Every lender named on this site was verified as real and currently lending from its own official website before we listed it. When a lender shuts a product down — it happens more than you'd think — we remove it and say so, instead of leaving a dead recommendation up. Descriptions come from the lender's own pages and from government sources, not from other comparison sites.
We don't use star ratings, letter grades, or "best of" awards. Those look scientific, but the scoring is invented by whoever publishes them. We show you verified facts side by side and let you decide what matters. Our criteria are public: how we compare lenders.
Who reviews the content
Content is drafted with AI assistance and reviewed by James Mills, a retired financial planner with a 25-year career and Professional Designations, formerly a Florida mortgage broker and real estate broker. Review means checking the reasoning and the sourcing — the specific rates and terms always come from lenders and regulators, and they change often, so the final check is always yours, at the source.
How updates work
Every page shows one "Last updated" date. When a page is updated, that date changes. We re-verify lender facts on a schedule and whenever a reader flags something. We don't promise that every number on every page is current to the minute — no comparison site can honestly promise that — which is why every page tells you to confirm with the lender.
Corrections
If we got something wrong, we want to know. Email us at contact@loancompasspro.com with the page and the problem. Here's what happens next: we check the claim against the original source; if we were wrong, we fix the page, update the "Last updated" date, and add a short correction note at the bottom of the page saying what changed. Errors that could cost readers money get fixed first.
What we won't publish
No payday lenders, no "guaranteed approval" or "no credit check" offers, no merchant cash advances, no debt-settlement or credit-repair pitches. Products like these appear on this site only as clearly-labeled warnings. We also don't publish invented statistics, fake reviews, or quotes we can't source.